$441,000

Set on more than an acre in Ponderay, this property pairs the feel of a North Idaho country retreat with the convenience of life within city limits. Held by the same owner for 55 years, the three-bedroom, one-bath home offers light-filled living spaces and a functional floor plan, ready for thoughtful updates. Mature fruit trees, established landscaping, and a spacious yard create an inviting setting with room to make it your own. With no CC&Rs, this is a rare opportunity to bring your vision to a place with enduring character. With acceptable offer, this house comes with a REDUCED RATE as low as 6.5% (APR 7.168%) as of 10/05/2026 through List & Lock™. This is a seller paid rate-buydown that reduces the buyer's interest rate & monthly payment. Terms apply, see disclosures for more information.